What is keeping you from accomplishing your goals? Is it time? The economy? Lack of support from others? Co-workers not doing their part? 

It's easy to blame others. But looking outside of yourself is a strategic error. The most important lesson you must understand is that you are 100 percent responsible for your life – the good and the bad. 

That's where this formula comes in:

E + R = O (Events + Responses = Outcome)